People looking for decent car insurance deals in the future are likely to face far higher premiums than ever before thanks to the current economic climate experts from the AA say. A spokesperson said that breakdown cover is now more expensive due to a number of reasons including the recession and the fact that companies are no longer finding car insurance profitable. With factors such as the economy and the number of personal injury claims that are being made and won against drivers. The amounts that the complainant is receiving is getting higher too. In order to pay for this the average insurance premium has risen for 17-22 year old drivers by a factor of 47% over the last year. It seems to be young men who are being targeted particularly by insurance companies paying, as they do, twice as much as women in the same age group. It Might be worth taking outshort term car insurance while you shop around for a better deal.
Some commentators suggest that cheaper car insurance, including temporary car insurance for women may be about to end thanks to anti-discrimination and equality laws. But is it discrimination? Statistically ladies are more careful drivers and that is why they have lower car insurance. If you weren’t to discriminate against anybody car insurance would be a flat rate for every one, regardless of their driving ability, where they lived and kept their car. If you look at it from a different point of view it’s not just the men who are being discriminated against by their driving sisters. You, as an insurance risk, pay more the more likely you are to claim so you’re discriminated against if you live in a city centre, have made numerous claims before, drive a sports car or live in an area where car crime is high to begin with. You’re also ‘discriminated’ against if you don’t park in a garage. If you’re looking for a full years’ or temporary insurance it pays to shop around.
